Thursday, September 27, 2012

How to Save Living Costs Effectively

Acquiring loans is part of every day life due to the rising costs of living. However, you should make sure that you pay back loans successfully on time to avoid more financial constraints in life. Of course there are many ways to save money effectively so you can repay your loans, but here are some top 10 smart tactics that are easy.

Always buy green groceries from the source, directly from the farm. This way, you will get fresh supplies, which are healthy and cheap. Buying from the department stores will mean added extra costs because the products have passed through middle men.

It is also very important to work with a cost-reduction budget and stick to it effectively. Your shopping list should consist of your basic living needs while avoiding the wants. If you go shopping in a large department store, avoid the temptation of picking unwanted items.

Alternatively, practice carrying just right amount of money for your budgeted items. This way, you will not have an extra coin to do impulse buying. Furthermore, you will avoid missing to buy your basic items just because you saw something you have always wanted.

It is possible to save money greatly by making use of discount coupons offered by various outlets. You can keep tab of these by searching online where it is quick and easy to find. Bookmark these sites so that you remember where to go when you need what discount. Bookmark our QMS website for Better Saving is one of the good ideas to reduce your living costs effectively.

To save even more money, you may go and directly print out FREE coupons from the following website (U.S. only):

Save Money Be Happy

[UPDATE: coupon link is obsoleted due to the retiring of GAN (Google Affiliate Network)]

Walking to your work place or to the department stores is healthy. Therefore, instead of driving walk and save some money while at it. On the other hand, using public transportation will also enable you to save money greatly.

Eating in restaurants is the way out especially if you are working away from home. However, you can replace this by packing snacks and leftovers from your fridge. Consequently, you do not have to spend a penny in a restaurant or on delicacies such as frozen yogurt or ice cream when you go out of the office.

Another saving tip involves your current mode of entertainment. Put off paying for cable TV and opt to rent movies and play games with your children. This way, you bond with your family and you save money, which you can use in repaying your loans. That said, in order to pay back loans successfully, bear in mind that entertainment expenses have to be under controlled, or else such expenses can contribute a huge additional portion of your rising living costs that you simply cannot afford.

Electricity costs are very high but you should act to reduce the amount you pay on your electricity bill. Go to bed early to avoid using electricity for long hours. In addition, unplug all electrical appliances before you sleep as they continue to consume energy, which could cost you at the end of the month. This will surely save your money and cut your high living costs effectively.
Going out to hang out with friends is fun, but it should not take lots of your money. Therefore, always plan to have fun things to do with friends like playing games or watching a game in your house or theirs. This way, everybody can bring drinks and snacks that prevents you from spending extra money.

Paying your loan should be easy if you save more money by this last top 10 smart way of grooming. Do your nails and hair by yourself instead of going to the beauty parlors. You can also use homemade shampoos and cleaners so that you put aside money to payback your personal loan.

Although saving money is never an easy task but we believe the above methods can undoubtedly help saving your ever-rising living costs nowadays effectively, especially if you are living in some top-cost cities in North America (such as New York, Chicago, Los Angeles, San Francisco, Boston, Washington DC, Seattle, Toronto etc), Europe (London, Paris, Frankfurt, Milan etc) or Asia (Tokyo, Hong Kong, Singapore, Sydney etc).

Friday, September 14, 2012

QMS Affiliate Program: Make Money Online Easily At Zero Cost!

In the following paragraphs, we will introduce what you can do to make money online easily with our QMS affiliate program at zero cost.

QMS Affiliate Marketing Program

Our team, Quick Money Saver (QMS), has set up an affiliate program with Tradebit, which is a reputable network for selling downloads including E-Books, software, articles etc. Now how can you earn money successfully from QMS affiliate marketing program? This should be easy and you will just need to go through the following 4 steps:

Earn Money Affiliate Program

Earn Money From QMS Affiliate Program

(i) Get you unique Tradebit user ID so that you can track your own earnings by signing up your Tradebit account at You may select to create a new account for $4.95, while you may also sign up an account for FREE with any of your facebook account. Skip this step if you are already a Tradebit member.

(ii) Once you get your unique Tradebit user ID, make sure you also enter your PayPal email address information in Tradebit setting. This allows you to get paid directly from Tradebit via PayPal. For anyone who not yet owns a PayPal account, please sign-up one here for FREE.

(iii) Copy and paste affiliate tracking code to your webpage(s) or website(s). Format of affiliate tracking code should be:

(iiia) If you prefer to directly promote our QMS Tradebit store, you should use:

<a href=" user ID/user/236034">Find Great Downloads Here!</a>

where 'your user ID' is the unique Tradebit ID you obtained in step (i), and 236034 is our Tradebit user ID.

(iiib) If you prefer to promote any specific item(s) in our QMS Tradebit store, you should use:

<a href=" user ID/product/-/product ID">Purchase This Great Item Here!</a>

where 'your user ID' is the unique Tradebit ID you obtained in step (i), and 'product ID' is the identification number of specific item you select to recommend to your webpage visitors. Each product item in our store (named 'MoneyShare') has its own unique product ID, and you have your freedom to choose any product item(s) you prefer to promote at

For example, if you select an item in our store with a product ID 184378554, you should copy and paste the following into your site(s):

<a href="">Purchase This Great Ezine PLR Articles Package</a>

where 184378554 is the 'product ID' of this specific item.

Whatever you use any of the above format, Tradebit tracking system can find out automatically which sales (to our ID) are referred by your unique user ID. As a result, you should not worry about how we (QMS) track the sales from your webpage(s) correctly or worry about any tracking error which may possibly be unfair to you since the system is completely run by Tradebit, a third party that QMS has no control over it.

(iv) Every time when people click-through from your webpage(s) to buy our item(s) listed in Tradebit system, you will then EARN 10% COMMISSIONS from each sale! Commissions will be paid to your PayPal account on a WEEKLY basis straightly from Tradebit. Our affiliate program is basically running on a popular Pay-Per-Action (PPA) success model. In general, placing more affiliate tracking codes onto more webpages should generate more sales, and thus more commissions you will be able to earn! This is probably one of the most important earning tips or success secrets you need, and no extra efforts or techniques should be necessary.

You can now image that the whole idea can be as easy as placing affiliate tracking codes onto your webpage(s) and thus will not cost you longer than possibly an hour to complete all 4 steps stated above. Forget all technical skills about revenue sharing calculations or complicated eCommerce solutions because Tradebit is going to do all the required payment transactions and system maintenance on our behalf.

It does not matter whether you just intend to earn some more online money or you have prepared to start a real internet marketing business, our QMS affiliate program is good for people who prefer a home-based work than a generic office job. This affiliate program is also good for beginners due to its no-expert requirement. The program itself shall require very little online marketing skills to succeed, due to the fact that selling prices of all our items are set at a highly affordable and competitive level, which makes them attractive enough to drive affiliate conversions. What is more, our items are properly licensed with either MRR (Master Resell Rights) or PLR (Private label Rights), so all our products are 100% legal. You are definitely not help promoting scam items, so you should find yourself a lot easier to sleep well at night. More importantly, for time management aspect, you have all your flexibility and your own freedom to promote one or all products inside our store just at any time you prefer.

Bear also in mind that our QMS affiliate marketing program does not have any minimum traffic requirements for your website(s) and is 100% free to join. Come to Join us Now as a Smart Money Saver and Earner! Don't miss such an unique online money making opportunity! You will eventually be able to make as much money online as you probably can at zero cost!